Electronica Finance Limited (EFL), headquartered in Mumbai, India, is a non-banking financial company (NBFC) focused on providing financial solutions to the manufacturing sector, particularly small and medium enterprises (SMEs). Founded in 1990 by Mr. Shyamsunder Bhagat, EFL initially catered to the financing needs of customers of Electronica Machine Tools, a company also part of the Electronica Group. Over time, EFL has evolved into an independent entity with a diverse portfolio and a broader reach.
EFL specializes in equipment finance, offering tailored loan products for the purchase of new and used machinery, catering to various industries including plastics, packaging, printing, and general engineering. Their core strength lies in understanding the specific requirements of the manufacturing sector and providing customized financial solutions that align with the unique needs of their clients. This includes factoring in aspects like machinery life cycle, production capacity, and return on investment.
A key differentiator for EFL is its deep industry knowledge and strong relationships with machine tool manufacturers and suppliers. This allows them to provide informed guidance to their clients on selecting the right equipment and structuring financial packages that optimize their investment. Beyond financing, EFL often acts as a consultant, offering valuable insights to SMEs looking to modernize their operations and improve efficiency.
EFL’s financing options are typically structured with flexible repayment terms, designed to ease the burden on SMEs during the initial investment phase. They offer a range of financing products, including term loans, lease financing, and bill discounting. This variety ensures that businesses can choose the option that best suits their financial situation and long-term goals.
The company has a robust risk management framework and employs a stringent credit appraisal process to ensure the quality of its loan portfolio. This includes thorough due diligence, assessment of the borrower’s creditworthiness, and evaluation of the underlying asset being financed.
While primarily focused on the Indian market, EFL has demonstrated consistent growth over the years, expanding its network and reaching a wider range of clients. They leverage technology to streamline their operations, improve customer service, and enhance the efficiency of their lending processes. They are continuously looking for ways to improve their product offerings and provide innovative financial solutions to support the growth and development of the manufacturing sector in India.
In recent years, EFL has also increased its focus on sustainability and promoting environmentally friendly practices within the manufacturing industry. They actively encourage the adoption of energy-efficient machinery and support initiatives that promote sustainable manufacturing processes. This reflects their commitment to responsible lending and contributing to a more sustainable future.
250×78 electronica finance limited loan services drilling machine from www.indiamart.com 
1024×573 electronica finance from www.electronicafinance.com 
1920×920 electronica finance limited finance app appventurez from www.appventurez.com 
2560×1707 media gallery efinance from www.efinance.com.eg 
2560×1094 blog electronica finance limited from www.electronicafinance.com 
800×498 media coverage electronica finance limited from www.electronicafinance.com 
1920×1434 smart finance closed badlapurmumbai mumbai justdial from www.justdial.com 
1000×667 electronica finance limited forays telangana from www.biftoday.com 
402×866 mobile application electronica finance limited from www.electronicafinance.com 
720×1280 electronic finance ou twitter efinance residency from twitter.com 
800×458 electronica finance limited from www.electronicafinance.com 
1400×1400 electronica finance limited pune branches from www.electronicafinance.com 
771×657 finance office building ecg website from www.ecgsa.com 
723×1000 electronica finance msme from www.msmeonline.in 
840×640 electro finance instant approval honest review from www.nationalcreditdirect.com 
420×420 electronica finance office from www.glassdoor.com 
800×600 electronica finance secures rs crores funding from www.electronicafinance.com 
1000×523 electronica finance limited service provider erandwane pune from www.indiamart.com 
