Tidewater Finance Company, a well-established financial services provider specializing in auto lending, offers a range of career opportunities for individuals seeking growth and stability in the finance sector. The company focuses on serving customers with less-than-perfect credit, providing a valuable service and contributing to financial inclusion.
Career Paths:
Tidewater Finance hires across various departments, creating diverse career paths for candidates with different skill sets and experience levels. Some common areas of employment include:
- Branch Operations: These roles are central to the company’s customer-facing operations. Positions like Branch Manager, Assistant Branch Manager, and Customer Service Representative offer opportunities to build relationships with customers, manage accounts, and contribute to the branch’s overall success. Strong communication, sales, and problem-solving skills are highly valued in these roles.
- Credit and Underwriting: This department assesses the creditworthiness of loan applicants. Credit Analysts and Underwriters evaluate financial data, analyze risk factors, and make informed decisions on loan approvals. Analytical thinking, attention to detail, and a solid understanding of lending principles are essential for success in this area.
- Collections: The collections department plays a critical role in managing loan portfolios and assisting customers facing financial difficulties. Collections Representatives work with borrowers to develop payment plans and resolve delinquent accounts. Empathy, negotiation skills, and a commitment to providing excellent customer service are vital in these positions.
- Sales and Marketing: This team focuses on generating new leads and expanding the company’s customer base. Marketing specialists develop and implement marketing campaigns, while sales professionals build relationships with dealerships and other partners. Creativity, strong communication skills, and a results-oriented approach are essential.
- Corporate Support: Tidewater Finance also relies on a robust corporate support team, including departments such as Human Resources, Accounting, IT, and Legal. These roles provide essential support to the company’s operations and ensure compliance with regulations.
What to Expect:
Working at Tidewater Finance typically involves a structured environment with clear performance expectations. The company often provides training and development opportunities to help employees enhance their skills and advance their careers. While the work can be demanding, particularly in collections or customer service roles, the company generally offers a supportive team environment. Because the company deals with customers with diverse financial situations, a strong sense of empathy and ethical conduct are expected.
Benefits and Compensation:
Tidewater Finance typically offers a competitive benefits package that includes health insurance, paid time off, and retirement savings plans. Compensation packages vary depending on the role, experience level, and location. Sales and collections roles may also include performance-based bonuses.
How to Apply:
Job seekers interested in pursuing a career at Tidewater Finance should visit the company’s website or online job boards to view current openings and submit their applications. The company typically looks for candidates with relevant experience, strong communication skills, and a demonstrated commitment to customer service. Prior experience in the finance or auto lending industry can be a significant advantage.